Ron Roberts's Blog Posts

A sweet couple, their pets and "Irv" find their forever home - On The Real

Latonya and I began discussing her future home search in February. By "future," I mean "she was thinking 'end of. year' or early 2025. Like many, interest rates concerned her, but it also

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You date the rate but you MARRY the mortgage

Hi! I hope the pollen isn't hammering your sinuses too hard, and that you're able to swing through a car wash occasionally to rinse it off your ride now and then. I'll dispense with the

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Buyers' "delay of game" & sellers' "costly turnover" (a dated kitchen) penalties

Happy 'big game' Sunday! Hope you're well. The thing I loathe about winter most is the cold and dreary weather affecting my mood. When it IS warm-ish, that's usually when it's rainy (like this

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Where There's a Will (and a Ron), There's A Way

Hello, from the sixth-hottest real estate market in America (according to Zillow), where we're coming off a December that saw a steep (11.4%) drop in home sales comparable to December of 2022. 

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You down with a CLP? Yeah, you know me!

Some would say I'm "certifiable," but I can officially say I'm certified.  Ya see, I spent a little downtime getting an agent certification - as a certified listing professional. If I'm

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'HOT OR NOT' HOUSING TREND: Dark Exteriors

First, I'm kind of obsessed with dark grey or black exterior homes. There are benefits, both aesthetically (your foliage pops) and fiscally (lowers heating costs & can increase your home value,

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Ya Down with a "CLP?" Yeah, You Know Me ...

Some would say I'm "certifiable," but I can officially say I'm certified.  Ya see, I spent a little downtime getting an agent certification - as a certified listing professional. If I'm

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A Halloween housing market isn't REALLY that scary

I hear it all the time: "I'm just going to wait." Buyers are "just going to wait" until mortgage rates drop. Sellers are, too.  Here's my early Halloween scare for buyers,

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Would 1% Down make you a MORE interested buyer?

Honest question; what if you only had to put 1% of your new home's purchase price down, instead of 3 to 3.5%? Would that make a difference to your ability to leave "rent" or "living stacked on

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Grab a Chainsaw: Let's Cut Down Your Mortgage Rate!

Like you, I'm enjoying some cooler weather for a change but like you, what I don't enjoy are rising costs - at the gas station, grocery store or just about anywhere. The good news is we've seen 

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Lease with option to purchase success stories: you can be next!

So I've been super-busy lately, showing houses to prospective residents, many of them looking to lease. Not a lot of agents want to work with folks only looking to rent, but working with Home

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How Independent ARE You?

Happy Fourth!  I wish I were able to time-travel; mostly to re-live fond familiar memories and such, but also to see major events in human history. I'm a history junkie; I'm constantly

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Moms Make Houses "Homes"

Happy Mother's Day to you - even if you're not a Mom.  Why would I say that?  Odds are you are either with yours at some point today or will at least talk with her. Surely that's

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Goodbye & Hello Neighbors - The Mixed Emotions of Real Estate

Happy Easter! Happy Passover! Ramadan Mubarak! Happy weekend! When I got my real estate license nearly four years ago, nobody - not the instructors, my new broker, fellow agents -

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Are Buyers Back in Control?

There's SO much confusion for home buyers and even those even just considering navigating away from renting into buying ... particularly when it comes to these questions:Is it still a "sellers'

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We Go "Back To The Future"

Thanks to technology, the only clocks we wind up needing to reset are usually the ones on the stove and microwave. I have an old clock/radio in my bedroom - a relic from the past - mostly because I

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Appreciate the Birthday Love - HUD brought YOU the gift, though!

First, I want to thank everyone who wished me a happy birthday via email, call, text, social media note/post or direct message - or of course in-person. I spent my actual ,

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"Life Moves Pretty Fast"

Hi! Hope your weekend was good to you.  Sometimes a week just flies by, right? Remember when you were a kid and you were made to lay down for a nap - but you weren't tired? Did you sit

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Sometimes It Just Means More

Happy "big game" Sunday. My heart says "Chiefs" but my mind says "Eagles," for the record. Philly fans ... tough to live with when their teams are bad and almost impossible when they're champs, am I

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How Tracey Got Her Groove Back

Sorry, I know it's been awhile since I've written. To be honest, I think I'm starting to realize "seasonal affective disorder" is real, and I may be a sufferer. This winter's been so grey, drizzly,

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Gritting through Winter to SPRING into "Home"

If you're like me, these chilly, grey and rainy days (we've had plenty of late) make it hard to have a "happy ___day." Heck, I went to Las Vegas the end of last week, wanting to see nearby

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My Christmas "How it Started, How It Finished" Story

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Do You Know What's Going Down? Rates

And just like that - it's December! Happy Sunday. Have you started working on saying "it's December?" Are you starting to write "2023" so it doesn't feel foreign in a mere four weeks? Also -

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It's Not That Bad & Could Still Be Good!

Like just about everyone, I'm looking forward to getting election day behind us. Aside from the mudslinging and being bludgeoned with back-and-forth TV & radio commercials and having our

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Change is in the air, leaves & housing market

So if you're like me, you kind of enjoy waking up to cooler temps - even if just to pull the covers up tighter and enjoy the warmth a few more minutes after smacking the snooze button. The

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Value vs Price, The Difference

Gosh, between the Monday-Friday 9-5 and things like high school football, fall festivals & carnivals, plus the Braves, Dawgs, Jackets, Panthers (and others) - and soon the Hawks - occupying our

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ATL is the BEST - to your benefit!

This weather is GORGEOUS for doing things - so I hope you're taking full advantage. Between the fall weather, mild winters, breathtaking springs and all that north Georgia offers us surrounding the

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Rate Realities & A Winning Strategy Matters

I wanted to share a bit of an email my good friend - and the first lender I worked with professionally - Greg Janicki sent earlier this week. Greg's a vice president and branch manager&

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The Fall market isn't a "falling" market - On The Real

Last week - what a nice week, weather-wise, right? Personally, this is my favorite time of year - that "transitioning to fall but still comfortably warm" period between mid-September and into.

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Working For My Clients in Every Sense of the Word & $0 Down + $0 Closing? Yep, and Coming Soon to ATL!

Happy Labor Day Weekend! I hope you're enjoying the long weekend doing whatever brings you joy. Goodness knows there are abundant options for us - between the Braves' being home for the,

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Loan Forgiveness & Credit Score Effects + "Recession" vs. "Housing Recession"

Lots to cover, from "student loan forgiveness" to realizing what a "housing recession" is. You know me - the JUICY stuff. :) Okay, but seriously, EVERYONE'S talking about this week's news that

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Become a Landlord; Grow Your Income

Hi! First things, first: I'll be traveling for my friends' Ash & Jen's wedding next week, so I *doubt* you'll hear much from me, but feel free to call (leave a voicemail), text and/or email me

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A "Swiss Army Knife" of an Agent

Happy weekend to ya - especially all you "first day of school" parents who got the first few days of the "new routine" off the ground. Has to be bittersweet - both getting the kids out of the house

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Myth-busting & An Invitation To Be My Neighbor

Happy weekend to you. First, I'd like to invite you to come by my neighbor at Tribute Lofts in Old Fourth Ward. Check out this corner/end unit condo and the view from our rooftop pool!Learn more

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Staged or No? Does It Matter?

Believe it or not, having only been in real estate for a few years, I still question the necessity of doing (or not doing) certain things if it comes with a cost. I guess you could say I'm "frugal,"

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Trying Something New This Week

Happy Saturday! Where I come from (just outside Augusta, Georgia) this is THE weekend in college football: Georgia vs. South Carolina is the annual "border bash," so it goes without saying I'll be

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Pride (and prejudice)

A Joyous Pride!I've ALWAYS been tentative in discussing the aspect of my life I never wanted to define me - being gay - but I have to tell you that as the years start to pile up, I stopped worrying

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Ready to SPRING into this season?

What's your home worth? | Open Houses This Weekend | New ListingsHello and happy "first day of Spring!" Here in Atlanta it may not crack 60ºF but that certainly isn't

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Are there REALLY "quick fixes" for your credit? Well ...

With interest rates still at historic lows, those who aren't quite at 620 or better with their credit scores may be EAGER to get there and get OUT of the "rent cycle." Yes. Take control of the

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Q: What home upgrades do buyers want in 2021?

A: Kitchen islands, firepits, and dual-sink bathrooms. But outdoor kitchens, pantries and smart appliances also ranked highly. If you're considering putting your home on the market and

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DREAMERS have 'American Dream' lending options

The U.S. Department of Housing and Urban Development (HUD) issued new guidelines earlier this winter instructing the Federal Housing Authority (FHA) to resume backing mortgages for immigrants under

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INTEREST RATES: WHAT GOES DOWN, MUST EVENTUALLY ... GO UP?

Historically low home mortgage interest rates have given everyone with credit scores at or better than around 620 fantastic longterm savings on their home purchase for nearly a year, now.  

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